Ventura County Credit Union Offers Excellent Auto Loan Options
Ventura County Credit Union offers auto loans to members as part of its service package. Ventura auto loan rates can vary, but VCCU rates can go as low as 2.99%on 48 month loans and 3.49%on 60 month loans for cars. Your loan term can be as long as 84 months if you qualify. You can get a loan for new cars, used cars, RVs, trailers, motorcycles, boats, jet skis, ATVs and dirt bikes.
How To Apply For a Loan With Ventura County Credit Union
To apply for a Ventura County Credit Union auto loan, you must first be a member. You can then apply for a loan online without ever leaving the comfort of your home. The user-friendly website will walk you through the application process.
Features of a Ventura County Credit Union Auto Loan
Qualified members can receive as much as 110 percent of the vehicle cost with their auto loan. The total cost includes DMV fees, sales tax, licensing and extended warranties, breakdown insurance and other costs associated with purchasing a vehicle. Ventura County Credit Union offers loans of up to $25,000, with terms of up to 72 months for certain qualified members.
Applicants must be 18 years of age or older, have proof of income and have been with their current employer for the last ten months. Ventury County Credit Union also requires proof of insurance and a down payment of ten percent.
Terms for other types of loans are longer. For example, boat and motorcycle loans at Ventura County Credit Union are for up to 82 months. RV and trailer travel loan terms can be as long as 180 months. Motorsport loans (jet skis, dirt bikes and ATVs) are for 60 month terms, maximum.
