Learn About Your Local Ventura County Credit Union

Ventura County Credit Union (VCCU) is a community credit union founded in 1950 with just 10 employees. Today, this growing non-profit has over $500 million in assets and 50,000 members.

Benefits of Joining a Ventura Credit Union

Ventura credit unions like VCCU are non-profits guided by member needs rather than shareholder profits. All earnings go back to the members in the form of higher interest rates on your deposits and lowered loan rates and fees.

VCCU provides many of the same services as consumer banks, including home loans, car loans, insurance, credit cards and personal loans. You can also get a savings or checking account through Ventura County Credit Union, as well as CDs, IRAs and money market accounts.

Don’t worry about foregoing the convenience of an ATM card, either: VCCU allows you to use your ATM card at local credit union ATMs. You can use your card at most standard ATMs, with a nominal fee of $1 per transaction after the first five every month. Take out as much as $500 per day or transfer balances from one account to another.

Becoming a Member of Ventura County Credit Union

To get accounts at Ventura County Credit Union you need to become a member. Membership comes with benefits in addition to banking.

For example, VCCU allows you to take part in the Balance Financial Fitness Program, which helps you to identify and meet your financial goals. Benefits Plus provides discounts on office supplies, airfares and more. Autoland will help you find your next vehicle. TurboTax is included with your membership, allowing you to get the maximum deduction when tax time rolls around. Members even enjoy a ten percent discount on service plans from Sprint, as well as waived fees on upgrades and new activations.

Ventura County Credit Union offers five locations in Oxnard, Simi Valley, Thousand Oaks, Camarillo and Ventura.